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By Patricia Nordman “The Lord said to Joshua, `Stand up! What are you doing down on your face?’” (Joshua 7:10). Joshua had just complained: “If only we had been content to stay on the other side of the Jordan!” (v.7c.) The grass is always greener on the other person’s turf, and less trouble to maintain, so we think. Moses heard the dismal lament: “But the people grew impatient on the way; they spoke against God and against Moses, and said, `Why have you brought us up out of Egypt to die in the desert? There is no bread! There is no water! And we detest this miserable food!’” (Numbers 21:4,5). Joshua cried out in disappointment and God understood, but God didn’t allow Joshua to remain prostrate on the ground in grief and weakness. Joshua was to arise in faith and go to work. “Show me your faith without deeds, and I will show you my faith by what I do” (James 2:18); “Act with courage…” (2 Chronicles 19:11c). Trust is a duty; to rise and prove it by action is a duty, also. “All at once an angel touched [Elijah] and said, `Get up and eat’” (1 Kings 19:5). After we are refreshed and have strength enough to get up, then we must go up: ascend the mountain to holiness of thought. God cannot feed a mind that is insensible. There is a meeting of minds on the mountain. This is where we hear the Divine Whisper. The mountain is a spiritual retreat; this is where God sent Elijah and where He sends us. “Leave your cave of despondency and come up to Me so I can give you a new song and new trust — and a new thrust!” He says, “Come up to Me that I may give you rest of mind … but you must have the will to meet My mind and will. As long as you make no effort, then I cannot make it for you.” Out of many of our troubles there is, I say, a way of escape; but we require to get up, and to look for the way of escape. All that we require in such circumstances is strength to wait. The working together of the various events of life is of course a process. That very idea of working together involves a succession of effects and of results. The good must come (Anonymous). Article Source: http://EzineArticles.com/?expert=Patricia_Nordman http://EzineArticles.com/?Stand-Up!&id=193165 buy xanax in canada xanax without prescription cheap online generic xanax without prescription xanax online without a prescription

By Kent Pinkerton A real estate Power of Attorney grants legal authority to another party or agent to make financial decisions regarding the principals real property, including purchase and sale. In particular, the Power of Attorney provides the authority to negotiate, purchase, sell, convey, transfer, mortgage, preserve, or dispose of the real estate property (or properties) mentioned in the form. The agent may manage the principals real estate property; sell, convey and mortgage realty for prices and on terms as considered prudent; foreclose mortgages and take title to property in the principals name; and implement deeds, mortgages, releases, satisfactions and other instruments relating to realty. A real estate Power of Attorney is limited only to the extent that it grants authority only for real estate transactions; however, the powers granted in that regard are quite broad so the principal must grant such powers only to someone he or she trusts unconditionally. He must be confident that the agent will act in his or her best interests, keep accurate records, keep his or her property separate from the agents properties and avoid conflicts of interest. Otherwise, the principal could be in danger of losing the real estate to a dishonest individual. Any Power of Attorney that deals with the transfer of real estate must be notarized because the Power of Attorney needs to be recorded along with the transfer documents. All previous Power of Attorney documents relating to the property (or properties) are immediately annulled upon execution. Once executed, this Power of Attorney form goes into effect and remains in effect until revoked in writing by the principal, or on a specified date, whichever comes first. To revoke, cancel or annul any powers, a revocation form must be used. Power Of Attorney provides detailed information about power of attorney, power of attorney forms, medical power of attorney, limited power of attorney and more. Power Of Attorney is the sister site of Divorce Legal Forms. Article Source: http://EzineArticles.com/?expert=Kent_Pinkerton http://EzineArticles.com/?Real-Estate-Power-of-Attorney&id=180930 order ultram without a prescription buy prescription ultram without tramadol prescription ultram prescription on line

By Thomas A. Hatfield Intellectual property is everywhere, and encompasses, among other things, the areas of patents, trademarks, copyrights, and trade secrets. As an industry, surfing represents a significant market that is heavily influenced and involved with intellectual property. In fact, the Surf Industry Manufacturer Associations (SIMA) managing director Sean Smith surprised me with the fact that the U.S. Surf market is estimated to be a $4.14 billion industry and the worldwide surf market is estimated to be a $6.5 billion industry. SIMA, in a fact sheet, further reports that there are about 1.6 million people who participate in surfing. This substantial market is segmented along several intellectual property borders that have been created by both organizations and individuals. As an indicator of this segmentation, just start looking for those telltale indicators that include Patent Pending, Patent No. ___, , and . Chances are you will many of these references to trademarks, patents, and copyrights on your clothes, your board, the videos you watch, and your surfing accessories. So, you may be asking, what exactly is a trademark or patent anyway? A trademark is a word, phrase, symbol or design, or a combination of those things, that identify and distinguish the source of one partys goods and services from those of another party. Trademarks are often a good source of income generation for organizations having well established brands. This is because the organization can license the use of their trademark for display on almost any item or piece of clothing you can imagine. For example, Sticky Bumps U.S. registration number 1831402 is used in conjunction with apparel; namely, shirts, shorts and hats, Roxy T-Street Surf Contest an application for which was filed March 29, 2004 for use in conjunction with entertainment and sporting events in the field of boardriding sports, and U.S. Trademark Application No. 78305769 for Robert August used in conjunction with clothing, namely, shirts, t-shirts, knit shirts, woven shirts, sweaters, sweat shirts, tank tops, jackets, pants, sweat pants, shorts, swimming suits, board shorts, socks, belts, caps, and headwear. The sheer power and financial potential of trademark licensing is clearly apparent since you can easily find a trademark that only a few years ago was found exclusively in a line-up, and which now is prominently plastered across the shirt of someone living several hundred miles from the nearest break. A patent can be broadly defined as a temporary property right, often described as a monopoly, granted by a government to an applicant. Patents allow those who own or license them to have some significant market leverage. This leverage exists because a patent owner or licensee can control the use, manufacture, and sale of products covered by the patent. An example of a patent related to surfing is United States Patent No. 6,375,770 published as being assigned to O’Neill, Inc. (Santa Cruz, CA). This patent relates to an apparatus and methods for the formation of adhesively bonded butt seams between foamed, fully cured, elastomeric, resiliently compressible and flexible sheets of material of the type used in wet suits. In very basic terms, if you want to make, use, or sell a device or method covered by the patent, you need ONeills permission, otherwise you may be the subject of an infringement action. While patents can be extremely valuable, they do not guarantee that the patent owner or licensee will financially benefit. A good patent is like a good board, it wont help you find those perfect waves, nor will it position itself, however, once youre there it lets you rip. Therefore, the critical thing you should keep in mind, whether you are an individual inventor or a decision maker for a multinational company, is that you need a patent strategy that dovetails into a solid business operations plan which includes marketing and licensing know how. Without those, youre going to take it on the head every single time. While the patent systems around the world share many features, they are in no way identical. The U.S. patent system serves as a solid reference point from which to understand most of the other patent systems. The legal basis for granting patent rights is found in the text of the U.S. Constitution. Specifically Article 1, section 8, clause 8 reads, the Congress shall have the powerto promote the progress of science and useful arts, by securing for limited times to authors and inventors the exclusive right to their respective writings and discovery. This constitutional right to patent property entitles an inventor to certain rights to the invention for a limited time. Typically a patent grant has a life of 20 years from the filing date of a patent application. Once obtained, the patent grantee has the right to exclude others from making, using, offering for sale, selling, or importing the invention in the United States. In addition, U.S. patent law considers, with some qualifications, those who offer to sell, sells, or imports into the United States a component of a patented invention or a material or apparatus for use in practicing a patented process, liable as a contributory infringers. As you can see, if you obtain a patent you may have some serious power over what others can legally do. A U.S. patent is obtained by first filing of an application. The patent application is a formal document that includes, in general, a description of how to make and use the invention, any necessary drawings or figures, and a set of formalized descriptive sentences called claims. Once filed, the disclosed invention is examined by the United States Patent and Trademark Office (USPTO) to determine whether it meets all the requirements found under U.S. patent law. During this prosecution phase the applicant has some limited ability to cure defects and/or amend portions of the application. The typical application, once filed, spends about 2 to 3 years at the USPTO being examined and prosecuted. The cost of filing a patent application through a patent attorney is dependent on the complexity of the invention, but is typically in the range of $3700 to $5600. The final cost of obtaining and maintaining a patent can add several thousand dollars more to the cost. However, the incentive for spending the money is that a strong patent directed toward a desirable product or method can command very large revenue streams as well as providing insulation from competitors. A seemingly natural law of patents is that the more valuable the invention is, the more likely it will be fought over, and the more important the drafting and prosecution of the application will become in determining who wins. In other words, a poorly written and prosecuted patent will likely not be worth much. If you are going to take the time, energy, and money to apply for a patent, it is a good idea to find a patent attorney or agent who is not only familiar with the field of your invention, but who will also give you quality work. A poor quality discount or over priced patent will do no one any good, especially the one paying for it. To obtain a patent you must meet several stringent requirements. The first requirement is that the invention must be of eligible subject matter. Eligible categories in the U.S. are limited to processes, machines, manufactures, or compositions of matter which have a practical utility. Thus, U.S. patent law defines four invention categories that Congress deemed the appropriate subject matter of a patent. The last three categories define “things” while the first category defines “actions” (i.e., inventions that consist of a series of steps or acts to be performed). The Supreme Court has stated that although patentable subject matter may be anything under the sun that is made by man there are some limits. The courts have held that such things as abstract ideas, laws of nature, and natural phenomena are outside the scope of patentable subject matter. This is based on the courts recognition that patentable subject matter must be a practical application or use of an idea, a law of nature or a natural phenomenon. Generally, this requirement is easily met. Another requirement is that the invention must be novel. Novelty is concerned with whether the invention in the patent application pre-exists as it is claimed in the application. A patent will not be granted if the invention is not novel. U.S. law, however, is peculiar since the ridged bar to a patent will not arise if during a period of less than one year before filing application the invention was in public use or on sale in the United States or if the invention was disclosed in a patent or publication anywhere in the world. Unlike the U.S., most countries do not have a grace period provision. This means that any prior use, sale, or disclosure will bar the grant of a patent. For example, if you or your employees start selling your newly invented fin system at a local surf shop or tradeshow, you have one year to get a U.S. application filed. However, you have likely blown your ability to get foreign rights. The lesson here is that before you sell, offer to sell, talk about, write about, or otherwise disclose your invention you should file an application and/or talk to an IP attorney about your strategy for the invention. An invention is also required to be non-obvious. Obviousness is found if, although the invention has not been identically disclosed, the invention is obvious from the prior art to a person having ordinary skill in the art to which the subject matter pertains at the time the invention was made. Obvious inventions are not entitled to patent protection. Generally, a claimed invention is non-obviousness if there are no prior art references that, alone or in combination, teach or suggest the invention as a whole including each element of the claimed invention. Determination of obviousness is a very fact based analysis and covers a fairly complex area of patent law. One place you can learn more about the topic is at the USPTO web site or by talking to a patent attorney or agent. The application must also enable the invention. This basically means that the inventors disclosure must enable one skilled in the art to make and use the claimed invention without undue experimentation. Factors to be considered in determining whether experimentation is “undue” include the breadth of the claims, the nature of the invention, the state of the prior art, the level of ordinary skill in the art, the level of predictability in the art, the amount of direction provided by the inventor, the presence or absence of working examples, and the quantity of experimentation needed to make or use the invention based on the content of the disclosure. The inventor must also describe the best way they know to practice the invention at the time they file the application. The invention disclosure also must describe the claimed invention in sufficient detail such that one skilled in the art reading the description would recognize that the inventor had invented the claimed subject matter and had possession of the invention as claimed at the time the application was filed. Possession of the claimed invention is generally shown by describing the claimed invention with all of its limitations using words, structures, figures, diagrams, and formulas that fully set forth the claimed invention. Possession may also be shown in a variety of ways, for instance, description of an actual reduction to practice, or by showing that the invention was ready for patenting such as by the disclosure of drawings showing that the invention was complete, or by describing distinguishing identifying characteristics sufficient to show that the applicant was in possession of the claimed invention. Patent claims are arguably the most important aspect of an application since they define the scope of protection afforded the invention. A regular utility patent application must have at least one claim, often having over a dozen. The claims define the borders of the property the inventor is staking out. A simple but enlightening comparison to real property instantly conveys the importance of patent claims. Imagine being given the opportunity to stake out a claim to a piece of real property. In thinking about what land you wanted, you would consider the terrain and general lay of the land as well as such things as access to the water. The control of fertile fields, water, beach access, and ports of entry would add immense value to your claimed real property. As with selecting real property, a great deal of care and forethought must be devoted to preparing and drafting the patent application. Inadequate description of how to make and use the invention may erode or destroy a portion of the potential property. Claims that are drafted without an eye toward business strategy may provide competitors an entry into a market that could have been prohibited to them. Surfing Patents, Where the Law Meets The Water If you thought you knew about surfing, you havent been hanging out with the individuals who drafted many of the patent related documents currently residing at www.uspto.gov. For instance, that thing you call a board has quite a few problems according to many of these inventors, and in many cases is referred to as a craft instead of a board. The conventional wave riding craft, according to some inventors, seems to have all the hydrodynamic properties of a bent log. Of course these same inventors go on to tell you how their invention solves these problems. In addition, many of the surfing related patents are really educational. For example, in United States Patent No. 6,695,662 titled Surfing Craft With Removable Fin we learn a little about the history of surfing. In this patent the inventor tells us that Lieutenant James King, serving under Captain James Cook during his third expedition to the Pacific, in 1779 wrote what is recognized as the first known written description of the surfing ever recorded by Western man. Referring to the locals at Kealakekua Bay on the Kona coast of the Big Island of Hawaii, King writes: Whenever, from stormy weather, or any extraordinary swell at sea, the impetuosity of the surf is increased to its utmost heights, they choose that time for this amusement: twenty or thirty of the natives, taking each a long narrow board, rounded at the ends, set out together from the shore. . . . As the surf consists of a number of waves, of which every third is remarked to be always much larger than the others, and to flow higher on the shore, the rest breaking in the intermediate space, their first object is to place themselves on the summit of the largest surge, by which they are driven along with amazing rapidity toward the shore. The patent goes on to disclose an invention that is directed toward solving the problem associated with transporting surfboards having glassed on fins. It solves the problem by making the fins removableimagine that. Some inventors have truly different ideas with regard to surfing for which they want a patent. Take for instance United States Patent Application No. 20040000265 titled Drag Reduction System and Method. The inventor first tells us that In the case of surfing, reduced drag may translate into a substantially improved ability to propel a surfboard and catch a wave, as well as a longer and faster ride. While this may not be a shocker to most of us, I imagine that if saw a board incorporating this invention you be frozen in your tracks. The invention, you see, includes a fluid injection system which releases compressed air through openings in the bottom of the surfboard. Apparently, in operation injection may be enabled for short durations as determined by the user. For example, upon activation, the control means may enable injection for only a determined period of time (e.g., 5 or 10 seconds). Thus, injectant can be conserved and used sparingly at moments when the user most desires drag reduction, such as for a surfer to catch a wave. This patent makes you wonder what activation of this thing sounds like, and whether instead of just badly dinging your board it just explodes in your face if the compressed air tank is punctured? Of course the inventor also envisions you will be retrofitting your favorite board with a fluid injection system that may be sold as a kit. Often inventors agree on what is needed to make great board but they differ greatly on how to achieve it. The inventor in United States Patent No. 6,718,897 titled Rideable Wave Propelled Watersport Board tells us, watersport board equipment is designed sleek and smooth (hydrodynamic) for the very purpose of creating as little turbulence as possible. In general, the more turbulence, the more friction and the result is a reduced speed. Because the inventor’s stepped bottom surface design produces so much turbulence and bubbles, it literally introduces a whole new dynamic. Because of this dynamic, wet surface area is reduced. The result is less friction and more speed thereby producing a clear advantage for the rider. The strakes that extend downwardly from the bottom surface of the step members create direction of flow of the bubbles and turbulence away from the nose of the watersport board. Thrust or drive is produced when turning that accelerates forward movement. The strake is generally shallow in depth or height and relatively long with respect to its height and width. The strakes may be mistaken for fins because of the shape but their function is very different. Another patent is United States Patent No. 3,747,138 titled Hydrofoil Surfboards. You should definitely check out the front page drawing and mathematical formula for lift the inventor has disclosed. In looking through the surfing patents you will find that increased performance is not the only things inventors want, in fact, many inventor are also concerned with your safety and comfort. For example, United States Patent Application No. 20030233694 titled Protective Swimsuit Incorporating An Electrical Wiring System is direct toward a protective swim suit to be worn by swimmers and surfers. Apparently the inventor believes protection can be obtained by incorporating electrodes into the suit. In use, the suit generates an electromagnetic field in a volume of water about the wearer, which acts to repel targeted aquatic creatures such as sharks. I am sure it must have some other interesting effects as well. In United States Patent No. 6,665,882 titled Surfing Shorts With Wetsuit Undergarment the inventor wants to help us obtain a wet suit garment that can be worn under surfing shorts to allow a much longer time in the water while surfing in waters not requiring a full wet suit while still maintaining the preferred style of surfing shorts. Even before you actually get to the water there are inventors thinking about you. For example, United States Patent Application 20020170104 titled Body Covering Garment For Use During Clothes Changing. This inventor identifies that the problem of minimal or insufficient changing facilities is not limited to remote coastal areas. In many instances, populated beach environments are also lacking in the availability, number and quality of changing facilities. As a result, swimmers share this difficult problem with surfers in simply attempting to find a suitable means for changing clothes at the beach or other water sport areas. Apparently, this is not your ordinary towel change. In United States Patent Application 20040065705 titled Surfboard Carrying and Mounting Apparatus the inventor is worried we are buying too many products. For instance, one for storing the surfboard, one for carrying the surfboard and one for mounting the surfboard on the roof of a car. The inventor goes on to say what is needed is a low-cost, easy to manufacture surfboard carrying and mounting apparatus which is easy to use, easy to store, wall/ceiling rack and vehicle transportation rack all in one product. The present invention fulfills these needs and many others. In addition, there are numerous patents and applications that cover things you might instantly recognize or which you might actually own. These well-known items are often part of an organizations intellectual property portfolio. For example, United States Design Patent Number D417,542 published as being assigned to Rip Curl International Pty Ltd. (Torquay, AU). This patent is directed to the ornamental design for a wetsuit neck, as shown and described. Another example is United States Patent No. 5,898,934 titled Neck Entry Wetsuit is published as being assigned to O’Neill, Inc. This patent discloses a neck-entry wetsuit with an expandable collar formed by a gusset insert that folds in on itself, but which allows both the collar and the neck region to expand when unfolded. Patent number 5,898,934 is associated, on at least one web site, with the ONeill Z.E.N. ZIP System Entry system. Based on this last example you can easily see the evolution of an idea, to get a good wetsuit seal, into a commercially successful product. In reading these patents you also get a great understanding of what technology goes into many aspects of surfing. In fact, you can learn about such things as the ocean, hydrodynamics, ocean life, resins, foam, and wetsuit construction. As you have seen, patents dont just apply to genes and computer chips. So the next time you have an great idea you might just know what to do with it. Notice: This article has been prepared for general informational purposes only and is not intended as legal advice. This article represents exclusively the ideas and opinions of the author and does not represent the thoughts, opinions, or positions of any firm, attorney, or client the author is associated with. About The Author Thomas A. Hatfield Surfer, Registered Patent Attorney with the United States Patent and Trademark Office, Active attorney in California and Connecticut thatfield@pctlaw.com Article Source: http://EzineArticles.com/?expert=Thomas_A._Hatfield http://EzineArticles.com/?Im-Riding-a-What?…-An-Intellectual-Property-Attorneys-Guide-To-Patents-and-Surfing&id=25100 debt-elimination-non-profit card-credit-debt-eliminate-eliminatecreditcarddebt-le-le heritage credit card debt elimination pay off credit card debt total credit card debt elimination

By Julia Tang If you really want to pull more profits from your business, you really need take some of the actions listed here. 1. Advertise your web site with banner ads that are animated and include a call to action. You must grab people’s attention and make them to click. 2. Use pop up windows or advertisements on your web site. They grab your visitors attention because they jump right out at them. 3. Buy internet business books, ebooks, private site memberships, etc. Study and learn all the new web site promotional ideas you can. 4. Analyze all your promotional efforts.Concentrate on the ones that work and drop the ones that don’t work. Don’t waste your valuable time. 5. Get the most from each one of your visitors. Ask them to subscribe to your e-zine, participate on your message board, bookmark your site, etc. 6. Use text links if your banner ads are not pulling traffic. People don’t ignore text links as much as they do banner ads. 7. Trade content with other ezine publishers or web sites. This is a powerful and effective way to place your links on other targeted web sites. 8. Keep your product available to your customers at all times. If you have to backorder it, they may end up canceling their order. 9. Use content on your web site so people can skim through it easily. Most people have little time so try using lists, short tips, short articles,etc 10 Add a message board or chat room to your web site. If people enjoy it, they will revisit your web site to participate regularly. Test different actions, you can find out which ones pull more sales for you. Then you drop the uneffective ones, keep the good ones. You are on your way for big success.——————————————————— Julia Tang publishes Smart Online Business Tips, a fresh and informative newsletter dedicated to supporting people like you! To find out the best online business opportunities, and to discover hundreds more proven and practical internet marketing secrets, plus FREE internet marketing products worth over $200, visit: http://www.best-internet-businesses.com ———————————————————- Note:You may use this article in your ezine or on your site as long as the article and resource box remain unchanged Article Source: http://EzineArticles.com/?expert=Julia_Tang http://EzineArticles.com/?Smart-Ways-To-Rocket-Launch-Your-Profits&id=4357 order phentermine online no prescription somewhere that sells phentermine diet pills buy phentermine on line no prescription top pharmacy phentermine

By Foras Aje Welcome back folks. Okay, lets cut right to the chase for how Yoga for weight loss works.Weve gone over the sun salutations and if you are anything like me, you probably tried them out and are sold on Yoga the stretching exercise actually burning calories. Now lets target the trouble spots. Yoga for Weight Loss: Poses for Trouble Spots Abdominal Region: The Forward Bending Pose, the Bow Pose, the Peacock Pose, the spinal twist and the Triangle Pose. The Arms: Definitely the Peacock Pose! the Wheel Pose, the Crow Pose, the Side plank Pose and the 4-limb Staff Pose. The Thighs: The Bow Pose, The Shoulder-Stand, the Hero Pose, the triangle and wheel poses. Love Handles: The spinal twist, the triangle pose, (with practice) the Side Crow Poses, (for ease) The Side plank pose. I realize the spots above are the ones most of us seem to target when trying to lose weight, so I have made sure to go over them first. Im under the impression that if you had searched in google or done some research on Yoga for weight loss, you must have gotten some degree of information on the poses above, or signed up for a class, bought a Yoga DVD, something to learn some more about it, which is why I did not go over each pose in detail. But trust me, they are indeed very easy. I will emphasize though, performing the Sun Salutations (upwards of 24 rounds) should be your main focus in using Yoga for a weight loss regimen, even before the other poses. This too will help: One pose that some Yogis and Yoginis state to be a versatile enough pose for the whole body will be the Shoulder-Stand. It is best practiced with its counter poses, in fact, since these poses have effects on the meta-physical and spiritual aspects of our lives, it will be safe to say never execute a yoga pose without counter posing it. You may throw some things out of normalcy. Heres a brief overview on the Shoulder-stand as a yoga pose for weight loss: Spread a thick blanket on the floor and place your yoga mat on it. Lie on the back. Slowly raise the legs. Lift the trunk, hips and legs to a vertical position. Rest the elbows firmly on the floor and support the back with both hands. (See the Illustration for Proper Execution). Raise the legs till they become vertical. Press the chin against the chest. This is the chin lock. While performing this pose, the back of the neck, the posterior part of the head and the shoulders should touch the floor. Breathe in counts of 5-5-5 (inhalation, retention and exhalation). Dont allow the body to shake. Its counter poses are the bridge and fish poses which will target your forearms/thighs and chest/neck respectively. As I promised; here is the Breath of Fire breathing exercise that you can add to your yoga practice to speed up the burning of calories. (Doesnt the name alone tell you something?) Breath of Fire Exercise (aka Kapalabathi or Bellows Breath) -Take a few breaths and see that the diaphragm is moving properly. Now with the eyes closed (as they should be when performing all breathing exercises) make a sudden contraction of the abdomen with a backward push. This leads to a sudden yet firm expulsion of stagnant air from the lungs. -Now follow this with a sudden relaxation (which naturally makes the new air rush in) now perform the exercise in this manner: passive inhalation and active expulsions at a rate of sudden abdominal push per second one after the other. A round should have 15-20 expulsions. Do not exceed 3 rounds -You may gradually increase to 120 expulsions per round and then perform only 2 rounds. (As soon as you are doing 50 expulsions per round, do not exceed 2 rounds!) Between each round take a pause for about 30 seconds of normal breathing. Now, there you have it, the information needed to get you started on the use of Yoga for weight loss: The poses for the trouble spots, the bellows breath, the shoulder-stand and the almighty Sun Salutations. Remember, for the same reasons Hippocrates-the father of Medicine stated: Let your foods be your medicine and your medicine your foods, youve got to include a proper diet when seeking to lose weight with yoga. Keep in mind this is an all too important limb of this exercise so, theres no way around it friends. (But Im sure you know that already) So strike a pose, and see for yourself how Yoga for weight loss can be an effective and safe choice. Foras Aje is an independent health researcher and founder of Bodyhealthsoul.com. He writes on Healthy Weight Loss Tips and invites you to stop by his site for up to date information on Natural Health and Wellness. Article Source: http://EzineArticles.com/?expert=Foras_Aje http://EzineArticles.com/?Yoga-for-Weight-Loss:-What-You-Need-to-Know-to-Succeed-(part-2)&id=189721 online tramadol prescription no overnight prescription tramadol 50mg-buy-ultram buy cheap tramadol

By Rafik Patel The Single Market for Investment Funds When the original Undertakings for Collective Investment in Transferable Securities (UCITS) Directive was adopted in December 1985, Jacques Delors idea of a single market had only just emerged and the Single European Act with the now all too familiar 1992 objectives had yet to be endorsed. This is why, from todays perspective, the Directives fairly unambitious aim to approximate conditions of competition and to ensure more effective and more uniform investor protection was easily attained. Also, when the discussion on a modernisation of the Directive started in late 1991, nobody considered achieving a single market for investment funds the intention simply being to modernise the Directive and to include as yet nonharmonised products. Only when the Commission published its Strategic Programme in 1993 did the discussion on a single market for financial services really get off the ground. A further significant step forward came in 1999, when the modification of the UCITS Directive became part of the Financial Services Action Plan. This in turn forced the Council to advance its discussions over UCITS, which had been locked in stalemate for several years because of very different opinions on issues such as the use of derivatives, funds of funds, index funds or the passport for the depositary. Nevertheless, the basic elements of the Directive are today as undisputed and modern as they were some 20 years ago: Comprehensive information for investors; Effective supervision of the fund and its manager; Meaningful diversification in tradable and liquid instruments; Separation of management and segregation of assets These principles have made UCITS as we know them, that is an efficient savings instrument combined with a high level of investor protection. The new Directive has left these principles untouched and has even gone so far as to reinforce them. While broadening investment opportunities, for example through a wider use of derivatives, the new Directive strengthened risk-spreading rules and improved investor protection with the introduction of a simplified prospectus. While allowing new activities such as discretionary asset management, regulation of the management company too was strengthened, for example through capital requirements and rules on delegation. Despite all this, ten months after its final application date the Directive does not yet really work. A number of transitional issues are only now being solved by the Committee of European Securities Regulators (CESR) (to wit the recently closed public consultation by CESR), the two Commission Recommendations on the use of derivatives and on some contents of the simplified prospectus have yet to be implemented in many countries. Also, a number of definition problems, in particular with respect to eligible investment instruments for UCITS, are only now starting to be considered by CESR and a public consultation as well as a public hearing are planned for April/May 2005. The final Level 2 regulation will surely not be on the table before late 2005. Other issues are bound to come up once the new Directive is really working. Even when this happens, the single retail market for investment funds will not have been achieved. This is made clear in the recent report of the Commissions Experts Group on asset management. CESRs working programme on investment management already draws some conclusions. While other markets, such as insurance and banking, seem to be undergoing further development, the Commission and CESR both agree that future regulation is needed to achieve the final goal of a single market for investment funds. What such legislation might look like will be the key discussion point between legislators, regulators and the industry in the years to come. The main obstacles to the single market for investment funds have been more or less identified Cross-border registration of passported funds is still far too complicated, time consuming and expensive; Merging funds or pooling funds assets across borders is nearly impossible because of regulatory and tax barriers; The passport for the management company is not what it should be: managing funds across borders is impossible; A significant number of funds (such as real estate funds) are not covered by the Directive; As the Directive is not a Lamfalussy-style directive, any modification and/or modernisation requires a new directive, which we all know is burdensome and very time consuming. Competition Challenges Another problem is that the current Directive is mainly a so-called product directive unlike the more modern Investment Services Directive/Markets in Financial Instruments Directive (ISD/MiFiD) and other financial services directives. UCITS are increasingly competing with new products, such as structured notes, which though less regulated and less transparent are nonetheless, in the case of retail investors, difficult to distinguish from the highly regulated investment funds. Retail investors are increasingly keen on these absolute return products. Should it prove impossible to provide them with similar products under the UCITS Directive because of a restrictive interpretation of allowed investments for example, What are transferable securities? What about investment in structured notes or in listed closed ended funds? they will, in fact, be the losers. They will be driven towards products which might look cheaper, but which in reality provide a lower level of investor protection. The discussion on how to achieve a balanced regulation for UCITS in this respect will be one of the core issues on the regulatory agenda in the months ahead. However, a really convincing and consistent solution to the problem will probably not be achievable under the current Directive simply by including new products. The shape of the current Directive needs to be reconsidered. Nobody today will argue that investor protection can also be achieved through other means such as a certain level of distribution regulation, as currently being undertaken through Level 2 regulation within the MiFiD. These are all points which the Commission will have to take into account when drafting its Green Paper on UCITS, the answer on the review clause included in the UCITS Directive, planned for mid-2005. http://www.fsp-search.com Article Source: http://EzineArticles.com/?expert=Rafik_Patel http://EzineArticles.com/?UCITS—1985—2004&id=80441 purchase propecia from germany get cheap propecia online free delivery buy finasteride baldness low testosterone propecia

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By Ken Owens Your organization has an anniversary every year. The question is, are you using this opportunity to set yourself apart from your competition? Here are seven keys to creating a successful marketing program around your upcoming corporate anniversary. Key One: Recognize the Marketing Value of Your Corporate or Brand Anniversary Anniversary marketing is not about your past, nor is it old hat or out of date. On the contrary, it is one of the most effective marketing initiatives. You recognize the companies and organizations that have recharged their marketing programs by focusing on their anniversaries. Companies like Ford (100) and Harley-Davidson (100) and Sports Illustrated (50) and the Principal Financial Group (125). Many others have found the value of anniversaries that dont round off to 25. Companies like Southwest Airlines (33), Yankee Candle (20), Old Navy (10) and Appleton Estate Jamaican Rum (155). In fact, nearly 45% of the companies we researched are celebrating off year company or brand anniversaries. Recognize that your past is the strongest criterion people have to judge your future. So use your history of success to tell clients and customers about that future and, most importantly, tell them about your place in their future. Key Two: Get Started Now You may have heard that Harley-Davidson began planning its 100th anniversary celebration the day after its 95th anniversary! That tells you that its never too soon to get started. Because the most important thing you can do to assure success is to start planning today. Dont limit the scope of what you can accomplish waiting to put plans in place. Also, make sure you develop and promote a sense of urgency within your company about your anniversary. That urgency is an important element in a successful anniversary and can carry over into other aspects of your organization. Key Three Know What You Want as a Return On Investment At the end of a year of anniversary marketing, you will want to know what you accomplished, what was your Return On Investment (ROI). This is all about measurement. Determine the measurements that matter and find out where you are now, at the beginning. Then ask yourself the question: What has to happen over the course of this year for us to declare this effort a success? What changes in attitudes and sales do we want to accomplish with our anniversary?Then when you are done, and if necessary, during the course of the year, measure what you have accomplished and compare this with your measurements from the beginning. That is your ROI. It is not enough to say, We had these events for hundreds of customers and employees, and distributed thousands of brochures. And did you see our ad in the Wall Street Journal? You must be able to measure your success. Key Four Involve Your Employees When PSEG celebrated its 100th, the company asked its employees to vote on their choice for an anniversary logo. Other companies have asked for employee suggestions about how best to celebrate their anniversaries. By asking, you are seeking to make your employees full partners in the planning and execution of your company anniversary. This is an unparalleled opportunity to build employee pride and passion and to turn your most treasured asset into true brand advocates. Gallup recently reported that if your employees were fully engaged, your customers would be 70% more loyal, your turnover would drop by 70%, and your profits would jump by 40%. Thats a handsome payoff for creating a true company-employee partnership! Key Five Think Events and Sponsorships You can win the hearts and minds of your constituents by using events and sponsorships that deliver your message in exciting and strongly personal ways. Events communicate your organization in ways that matter to your audiences. They are key to reaching people and involving them. Events create bonds both emotional and practical and bring an excitement not available with traditional marketing methods. Plan events of differing sizes at different locations and spread them throughout the year. Combine your celebration with scheduled existing events such as technical forums, consumer and trade shows. And create events that have general news media interest as well. Polaris, a major manufacturer of snowmobiles, watercraft, ATVs, utility vehicles and Victory motorcycles, with annual sales of more than $1.6 billion, took over the state fairgrounds to celebrate their 50th. More than 25,000 riding enthusiasts and music fans showed up to help them celebrate. Key Six Celebrate all year long Your anniversary marketing strategy should have a shelf life of at least a year. Dont spend all your anniversary capital on a single event. Events and initiatives spread throughout the year, or even over 18 months, will keep interest in your company high within your various audiences, both internal and external. Take a lead from the pages of Sports Illustrated. Partnering with Toyota, SI created a year long traveling celebration, the Toyota Presents Sports Illustrateds 50th Anniversary Tour, a football field-size interactive site constructed state by state bringing Sports Illustrated to life for fans across the country. Find innovative ways over the year to establish a true dialogue with your clients and customers and suppliers. Learn from them how you can help them grow and prosper, because they are the keys to your own success. Red Hat, The world’s most trusted provider of Linux and open source technology, celebrated its 10th with a worldwide tour in which executives held forums and met one-on-one with customers in cities across the globe. Red Hat reported getting a greater sense of their users, their needs and wants, as well as now having more feeling and passion for their own work. Key Seven Get help to do it right Accept that you cant do it alone and get help. A successful celebration combines many elements including planning, measurement, anniversary logo development, corporate history, public relations, event creation and management, website creation or redesign, and more. Find someone who can assist you with the planning and strategy, but who also can implement those plans for you. Your anniversary is too important to leave to an overworked marketing department or an understaffed agency. And make sure you get objective assistance from someone whose fee isnt dependent upon how much you spend in certain categories, such as advertising or design or printing. In a nutshell The most important key to a successful company anniversary celebration is the first: Recognize that your corporate or brand anniversary has marketing value. Ken Owens is president of Owens Marketing Group, http://OwensMarketingGroup.com and helps companies grow using the powerful marketing and branding tools of events and sports sponsorships, and aggressive public relations. Ken is a member of the Kullberg Consulting Group (KCG) a strategic alliance of sixty entrepreneurially driven marketing and marketing communications companies, whose service, http://MarketingMilestone.com provides effective assistance to companies celebrating company or brand anniversaries. KCG, brings together the combined experience of its members working with over 585 companies, in 21 major industry groups. 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